DOI: https://doi.org/10.36719/2706-6185/48/149-153
Afsana Abdullayeva
Azerbaijan Tourism and Management University
Master student
https://orcid.org/0009-0009-3447-4021
efsaneabdullayeva572@gmail.com
Analysis and Assessment of the Structure of the Portfolio of
Insurance Companies
Abstract
The article first conducted a general analysis of the structure of the portfolio of insurance companies and then conducted a separate analysis of insurance companies and made final conclusions from their comparisons. In the course of the research, the analysis was carried out in the directions of the constituent elements of the insurance portfolio, risk distribution, portfolio divergence, portfolio forms corresponding to risk levels, the impact of the insurance port verb on financial stability and solvency. In addition to international experience, practical recommendations were also used in my article. Directions on the issues of effective management and optimization of the portfolio are given. As a result of the study, it became clear that the correct formation of the structure of the insurance portfolio in terms of strengthening financial stability and solvency is an important issue and can stimulate the development of the insurance market.
Keywords: insurance portfolio, financial stability, solvency, risk levels, international experience, portfolio divergence